Financing with CNH Industrial Capital

We're proud of our heritage, which reflects our strong ties with the Australian agricultural industry.

Offering finance on Case IH equipment in the Australian market since 1979, we understand the need for flexible financial solutions. Our in-depth understanding of the markets and our customers is what sets CNH Industrial Capital apart.

Working hard to understand our customers, their goals, their challenges and outlook on the future, the team at CNH Industrial Capital can tailor financial packages and solutions to match your unique business needs and circumstances.

Today, CNH Industrial Capital delivers a wide array of financial products and services to well over half a million customers in Australia, North America, Latin America and Europe.

CNH Industrial Capital provides retail-financing products directly to customers through the CNH Industrial global network of approximately 1200 independent dealers and distributors throughout 190 countries.

Build and Grow your Future with CNH Industrial Capital.

Supporting your equipment through every season

No early termination fees
Tailored equipment finance packages
Over 35 years of working with the Australian agricultural industry

Loan & Goods Mortgage

Loan and Goods Mortgage enables you to immediately receive the benefits of equipment ownership upon purchase.

Under a Loan and Goods Mortgage, CNH Industrial Capital holds a mortgage over the equipment for the duration of the loan.

Features of a Loans & Goods Mortgage

Fixed interest rate for the term of the loan
You decide the deposit and payment structures to suit your individual business requirements
You can propose a balloon or final payment to suit you
You may be able to claim GST as an input tax credit in your Business Activity Statement
As you hold ownership of the equipment, you may be able to claim depreciation and interest costs as tax-deductible expenses

Finance Lease

Choosing a finance lease is a good way to expand or update your equipment without tying up working capital.

CNH Industrial Capital purchases the equipment and rents it to business customers for an agreed period, at fixed rentals.

Features of a Finance Lease

The fixed underlying interest rate and fixed rentals for the term of the agreement make it easier on your budget because you know exactly how much you will be paying each month
Regular rentals may be able to be claimed as a tax-deductible business expense, provided the goods are solely used for business purposes
The Residual Value is set to reflect the usage of the equipment and Australian Tax Office (ATO) guidelines. The Residual Value is due after the final rental is made

Operating Lease

An Operating Lease is simply a rental agreement. Business customers pay to rent the equipment without having to purchase it and simply return the equipment to the designated CNH dealership at the end of the term.

CNH Industrial Capital offers both maintained and non-maintained operating leases.

A maintained operating lease includes all scheduled maintenance and servicing during the lease period, while with a non-maintained operating lease you take responsibility for the upkeep of the machine.

Features of an Operating Lease

It provides the best and latest equipment for your business
The monthly rentals are fully tax deductible
As machines are leased, they do not appear on your balance sheet
An Operating Lease makes it easy to upgrade equipment regularly

If financing through CNH Industrial Capital sounds like the right business decision, apply now for fast approval.
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We are commited to providing the best service. Our Service Commitment guide can assist with enquiries you may have.
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Understand whether the CNH Industrial Capital is right for you. Our Credit Guide outlines our products and how to contact us.
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Disclaimer

Please note: all applications and payment structures are subject to the fulfilment of CNH Industrial Capital lending criteria. This content is not a contract and does not represent a recommendation, opinion or financial, taxation or accounting advice. You should seek appropriate advice and make your own assessment on any product or service stated on this site.

Visit https://www.cnhindustrialcapital.com.au/ for full terms and conditions.